Next-Gen Digital Payments for a Connected World
Experience the future of payments with WEAT Electronic Datenservice GmbH—redefining digital transactions through secure, fast, and seamless solutions for businesses and consumers. Unlock real-time payments, cutting-edge financial transfers, and advanced acquiring services, all managed within a robust, BaFin-regulated fintech environment.
BaFin-ID: 10154928 | Bak Nr.: 154928
Real-Time Payments: Instant Transactions, Seamless Experiences
Empower your business with instant and reliable real-time payment capabilities across borders and platforms. WEAT leverages modern infrastructure to deliver fast, secure, and interoperable financial transfers—meeting the rising demand for immediate digital transactions globally.
Instant Settlement
Experience transaction finality in under two seconds with our next-generation real-time payment infrastructure. Eliminate waiting periods and improve cash flow management with immediate fund availability across all supported payment rails and currencies.
Cross-Border Excellence
Break down geographical barriers with seamless cross-border payment capabilities. Our platform connects to international payment networks, enabling instant transfers across 150+ countries with transparent exchange rates and minimal fees.
Interoperable Systems
Connect effortlessly with major payment schemes including SEPA Instant, TARGET2, and international clearing systems. Our interoperable platform ensures compatibility with existing banking infrastructure while maintaining the speed of modern fintech.
Transform Your Payment Operations
Our real-time payment solutions deliver instant transfers with enterprise-grade security and reliability. Whether processing domestic payments or international transactions, WEAT's infrastructure ensures seamless experiences for your customers while maintaining full regulatory compliance and fraud prevention capabilities.
- ISO 20022 compliant messaging for rich payment data
- Request-to-pay functionality for improved collection
- 24/7/365 availability with guaranteed uptime
Mobile-First Payment Solutions
Deliver ultimate convenience with mobile-first payments. Enable customers and merchants to transact using smartphones, tap-to-pay apps, and softPOS terminals, enhancing flexibility and ensuring secure, biometric-authenticated transactions anytime, anywhere.
Smartphone Payments
Transform any smartphone into a powerful payment acceptance device. Our mobile SDKs enable seamless integration of payment capabilities into your existing apps with support for NFC, QR codes, and digital wallet payments.
Tap-to-Pay Apps
Deploy contactless payment acceptance without dedicated hardware. Our tap-to-pay technology leverages smartphone NFC capabilities to accept all major card networks and digital wallet payments with enterprise-grade security.
SoftPOS Solutions
Eliminate costly payment terminals with software-based point-of-sale solutions. Convert any Android or iOS device into a certified payment terminal with full PCI compliance and support for EMV chip and contactless transactions.
Biometric Security
Enhance transaction security with advanced biometric authentication. Support for fingerprint, facial recognition, and behavioral biometrics ensures maximum security while maintaining frictionless user experiences.
Acquiring Services: Powering Merchant Success
Benefit from robust and flexible acquiring solutions tailored for merchants and platforms. WEAT's acquiring service streamlines card acceptance, online payments, and POS integration, driving conversion and supporting omnichannel sales strategies in today's digital economy.
Omnichannel Acceptance
Unified payment acceptance across physical stores, e-commerce platforms, mobile apps, and emerging channels with consistent reporting and reconciliation.
Optimized Conversion
Advanced routing and smart retry logic maximize authorization rates while intelligent decline management recovers failed transactions automatically.
PCI Compliance
Full PCI DSS Level 1 compliance with tokenization, encryption, and secure vault services reduce your compliance burden while protecting sensitive cardholder data.
Glocal Payment Orchestration for International Commerce
Expand into new markets with WEAT's payment orchestration platform. Facilitate global reach with local adaptation—supporting multiple currencies, payment methods, regulatory compliance, and region-specific preferences for maximum conversion and minimal friction.
Multi-Currency Processing
Accept payments in 135+ currencies with dynamic currency conversion and competitive exchange rates. Automatic currency detection and presentation in the customer's preferred currency increases conversion rates by reducing checkout friction and price transparency concerns.
Local Payment Methods
Integrate 300+ local and alternative payment methods including bank transfers, e-wallets, cash vouchers, and region-specific schemes. From Alipay to iDEAL, enable customers to pay using their preferred local methods while you manage everything through a single integration.
Regulatory Compliance
Navigate complex international regulations with confidence. Our platform maintains compliance with PSD2, GDPR, and region-specific requirements including Strong Customer Authentication, while our legal team monitors regulatory changes to keep your operations compliant across all markets.
Smart Routing
Optimize every transaction with intelligent payment routing based on cost, performance, and conversion rates. Our orchestration engine automatically selects the best payment service provider, acquirer, or processing path for each transaction to maximize success rates and minimize costs.
Open Banking & B2B Payment Innovation
Accelerate B2B payment cycles and gain access to powerful APIs enabling real-time processing, rich data exchange, and supply chain integration. Transform your financial operations with secure open banking frameworks and API-driven payment rails.
Account-to-Account Payments
Leverage open banking APIs to enable direct bank-to-bank transfers, eliminating card fees and reducing transaction costs by up to 80% while maintaining instant settlement and enhanced security through bank-level authentication.
Supply Chain Finance
Integrate payment processing deep into your supply chain workflows with automated invoice matching, dynamic discounting, and early payment programs that optimize working capital for both buyers and suppliers throughout your ecosystem.
API-First Architecture
Build custom payment experiences with our comprehensive RESTful APIs and developer-friendly SDKs. Access real-time payment status, rich transaction data, and webhook notifications for complete visibility and control over your payment operations.
Secure Buy Now, Pay Later (BNPL) Financing
Leverage BNPL solutions for your customers and business partners, offering flexible installment options, low friction checkouts, and post-payment SME financing—all underpinned by strong compliance and advanced risk management.
Flexible Installments
Offer customers payment flexibility with 3, 6, 12, or custom installment plans. Increase average order values by 45% and conversion rates by 30% with transparent terms, zero hidden fees, and instant approval decisions at checkout.
Instant Approval
Real-time credit decisioning in under 3 seconds using advanced machine learning models and alternative data sources. Approve more customers while maintaining low default rates through sophisticated risk scoring and fraud detection algorithms.
B2B Financing
Extend BNPL capabilities to business customers with net terms, invoice financing, and trade credit solutions. Support larger transaction values and longer payment terms while managing risk through comprehensive business credit assessment.
Fraud Prevention & AI-Powered Security
Protect every transaction with advanced AI-driven fraud detection and cybersecurity strategies. WEAT utilizes machine learning and continuous monitoring to minimize risk and ensure regulatory compliance, giving your clients confidence in every digital payment.
Machine Learning
Advanced neural networks analyze billions of data points in real-time to detect fraudulent patterns and anomalies with 99.7% accuracy while maintaining low false positive rates.
Real-Time Monitoring
Continuous 24/7 transaction monitoring with instant alerts and automated responses to suspicious activities, preventing fraud before it impacts your business or customers.
Risk Scoring
Dynamic risk assessment for every transaction using behavioral biometrics, device fingerprinting, and velocity checks to assign confidence scores and determine appropriate action.
Data Encryption
End-to-end encryption with AES-256 standards, tokenization of sensitive data, and secure key management ensure maximum protection throughout the entire payment lifecycle.
Multi-Layered Security Architecture
Our comprehensive security framework combines multiple defense layers to protect against evolving threats. From initial transaction screening to post-authorization monitoring, every payment passes through rigorous security checks designed to identify and prevent fraudulent activity while maintaining seamless user experiences for legitimate customers.
- 3D Secure 2.0 authentication with frictionless flows
- Behavioral analytics and device intelligence
- Chargeback prevention and dispute management
- SOC 2 Type II and ISO 27001 certified operations
Digital Asset and Blockchain-Enabled Payments
Experience the future with blockchain-based transactions, offering enhanced speed, transparency, and security for digital assets, stablecoins, and tokenized real-world asset transfers in business and consumer applications.
Cryptocurrency Payments
Accept Bitcoin, Ethereum, and 50+ digital currencies with instant conversion to fiat currencies. Eliminate chargeback risk and expand your customer base to crypto holders worldwide while maintaining regulatory compliance and transparent pricing.
Stablecoin Settlement
Leverage USD-backed stablecoins for fast, low-cost international transfers without volatility risk. Enable instant cross-border settlement with transaction fees under $0.01 while maintaining the benefits of blockchain transparency and immutability.
Tokenized Assets
Enable trading and transfer of tokenized real-world assets including securities, real estate, and commodities. Our platform supports ERC-20, ERC-721, and other token standards with built-in compliance and custody solutions for regulated asset classes.
Secure Custody
Institutional-grade digital asset custody with multi-signature wallets, cold storage, and insurance coverage. Our custody solution provides bank-level security for digital assets while maintaining fast access for payment processing and settlement operations.
Trusted Expertise & Regulatory Compliance
Operate with peace of mind—WEAT is fully regulated (BaFin-ID: 10154928, Bak Nr.: 154928) and committed to meeting the highest industry standards. Showcase testimonials, case studies, and certifications demonstrating proven success and unwavering compliance.
BaFin Regulated
Licensed and supervised by German Federal Financial Supervisory Authority
PCI DSS Level 1
Highest level of payment card industry data security compliance
GDPR Compliant
Full compliance with European data protection regulations
ISO Certified
ISO 27001 information security management certification
About WEAT: Innovation, Vision, and Team
Discover the leaders and visionaries driving WEAT's innovation in digital payments and financial transfers. Meet a multidisciplinary team dedicated to advancing global fintech through technology, security, and customer-centric solutions.
Pioneering the Future of Digital Payments
WEAT Electronic Datenservice GmbH stands at the forefront of payment innovation, combining deep financial expertise with cutting-edge technology. Since our founding, we've been committed to transforming how money moves in the digital economy—building secure, scalable, and user-friendly payment solutions that serve businesses and consumers worldwide.
Our multidisciplinary team brings together payment industry veterans, software engineers, security specialists, and compliance experts who share a passion for innovation. With full BaFin regulation and partnerships with leading financial institutions, we provide the trust and reliability businesses need while delivering the agility and innovation the market demands.
Dr. Robert Dietrich
Chief Executive Officer
Katrin Hoffmann
Chief Technology Officer
Martin Schneider
Chief Compliance Officer
Julia Klein
VP of Product Innovation
Our Mission
To democratize access to sophisticated payment technology, enabling businesses of all sizes to compete globally with enterprise-grade financial infrastructure that's secure, compliant, and easy to integrate.
Our Vision
A world where payments are invisible, instantaneous, and accessible to everyone—where technology serves humanity by removing friction from commerce and enabling economic opportunity across borders.
Our Values
Security first, customer obsession, continuous innovation, regulatory excellence, and sustainable growth. We build long-term partnerships based on trust, transparency, and mutual success.
Connect with WEAT: Start Your Payment Transformation
Ready to future-proof your payments? Reach out to the WEAT team via our secure contact form or direct channels. Get personalized guidance for your digital payments needs and experience next-level support from industry experts.
Send Us a Message
Contact Information
Phone
Business Hours
Monday - Friday: 9:00 - 18:00 CET
24/7 Technical Support Available
Regulatory Information
BaFin-ID: 10154928
Bak Nr.: 154928